Insurance & Reinsurance

Specialist legal support in a regulated, risk-sensitive industry

Saudi Arabia’s insurance sector is undergoing rapid change, driven by expanding consumer demand, regulatory reforms, and increased competition. For insurers, reinsurers, and financial institutions, this environment presents both opportunity and complexity, particularly in a system governed by SAMA’s evolving frameworks and strict compliance obligations.

T&D’s Insurance & Reinsurance practice provides targeted, sector-specific legal guidance to help clients navigate this intricate space. Whether advising on product development, handling claims disputes, or supporting mergers and acquisitions in the sector, we deliver strategic, responsive legal counsel that blends technical knowledge with commercial understanding.

Our team works across the insurance value chain, including brokers, underwriters, reinsurers, and insured parties, providing support that ranges from drafting compliant policy wording to representing clients in reinsurance arbitration. We help clients stay ahead of regulatory change, manage legal risk, and unlock long-term value in the Saudi insurance market.

Practice Areas

Our services include:

Regulatory & Compliance

  • Advising on licensing requirements, regulatory filings, and adherence to evolving SAMA guidelines and directives.

Insurance Coverage & Claims Management

  • Analyzing policy terms, negotiating and resolving complex claims disputes, including coverage litigation and arbitration.

Reinsurance Structuring & Disputes

  • Structuring facultative and treaty reinsurance agreements, advising on risk-sharing arrangements, and resolving reinsurance disputes through strategic negotiation and dispute resolution mechanisms

Insurance M&A and Corporate Transactions

  • Advising on mergers, acquisitions, and restructuring involving insurance companies, including regulatory approvals, due diligence, and transaction structuring.

Insurance Products Development

  • Drafting and reviewing policy wordings for various insurance products tailored to the Saudi market, ensuring compliance and market acceptance.

Reach out to discover how our team can support your growth.

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